While not a requirement to buy a motorcycle, having insurance is a great way to make sure you and your property are protected in an accident. If you’re making plans to buy a motorcycle in the near future, be sure to check out our helpful guide on motorcycle insurance!

Do I Need Motorcycle Insurance?

In short, the answer is yes. Many states require motorcycle riders to at least have liability coverage for their vehicle. What’s considered sufficient liability can vary from state to state, so we advise researching your local legislation.

If you plan to finance your motorcycle, as a majority of buyers do, you’ll likely need to purchase insurance. In order to receive a loan, most lenders will require adequate coverage. However, what’s considered ‘adequate’ will be decided by your lending institution.

Where Can I Get Motorcycle Insurance?

If an insurance company offers car insurance, it will likely cover motorcycles as well! Big companies like Geico and Progressive will often offer bundling deals, decreasing the price of both of your policies. If you already have car, home, or boat insurance, check with your agent to see if they offer motorcycle coverage or bundling discounts.

If you’re located in Salt Lake City, Utah, we want to invite you to visit us here at Addictive Behavior Motor Works. We carry an impressive inventory of motorcycles, offer repair and parts services, and have financing and trade-in options. No matter what you need for your motorcycle, you can find it here at Addictive Behavior Motor Works!